Scaffolding insurance is a type of insurance protection specifically designed to cover the risks associated with erecting, dismantling and using scaffolding structures. This type of insurance is particularly important for contractors working on construction sites who need to erect scaffolding to access and work on higher areas of the site. 

Scaffolding insurance typically covers the insured against financial losses caused by damage to the scaffolding structure, as well as any damage to or injury to third parties. It can also cover legal fees associated with defending claims made against the insured. In some cases, scaffolding insurance may also provide coverage for any losses suffered due to the theft of scaffolding materials.

It is important for contractors to understand that scaffolding insurance is not the same as general liability insurance. General liability insurance covers claims made by third parties, while scaffolding insurance covers damage to the scaffolding and losses related to the theft of scaffolding materials.

In addition, contractors should be aware that some scaffolding insurance policies may require additional coverage for specific types of scaffolding work, such as working at heights. It is also important to make sure that the policy covers the correct type of scaffolding structure, as some policies may only cover certain types of scaffolding.

Scaffolding insurance is an important type of insurance protection for any contractor who uses scaffolding on construction sites. Understanding what is covered by the policy and making sure that the correct policy is chosen is essential in ensuring that the contractor is adequately protected if any claims are made against them.